There is a lot of information out there to suggest that you have to have two year work income in order to qualify for a (low down payment) mortgage; that however is somewhere between over simplification and misinformation. The banks want to see the stability to be reasonably sure the mortgage will be paid andContinueContinue reading “What if I Don’t Have Two Year Work History to Show the Bank?”
Tag Archives: FHA
What if I’m Not a Citizen or Permanent Resident?
Updated with options after the May 2025 changes to FHA eligibility.
Some non-permanent residents can purchase a home with low down payment mortgages.
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